The benefit cap means that a limit has been placed on the total amount of benefit that people aged 18- 64 can receive. To begin with, the benefit cap will only affect you if receive housing benefit – this means that you will receive less money towards your rent.
The maximum amount of benefit you can receive has been capped at:
- £384.62 per week for single parents with children (£20,000 per year)
- £384.62 per week for couples with or without children (£20,000 per year)
- £258.00 per week for single people without children (£13,416.00 per year)
The benefit you receive will include your housing costs (rent and council tax benefit) and will be paid monthly, directly in to your bank account. This means that you must make arrangements to pay your rent directly to your landlord.
The easiest way to do this is to set up a Direct Debit with us to make sure your rent is paid on time, every time. Please call our Income Team on 0117 942 4600 (select option 2) to set up a Direct Debit.
There are some exemptions to the benefit cap. Visit the Citizens Advice Bureau’s website for more information and to see if you might be exempt. There is also a useful benefits calculator to check that your income and benefit entitlement is correct.
Please get in touch if you would like help managing your money; our Tenancy Support Officers can help you budget your money and check that you are receiving the correct benefit.