Bedroom tax (under occupancy) means that people living in a housing association or council property will receive less housing benefit if you have more bedrooms than the Government think you need.
- One spare bedroom means you will lose 14% of your housing benefit entitlement.
- Two or more spare bedrooms mean you will lose 25% of your housing benefit entitlement.
The rules allow you to have one bedroom for:
- Each adult couple
- Any other person aged 16 or over
- Two children of the same sex under the age of 16
- Two children under the age of 10 regardless if they’re a boy or girl
- Any other child
- A carer (who does not normally live with you) if you or your partner need overnight care.
There are some exceptions to the bedroom tax rules. The rules won’t apply if:
- You live in a one-bed flat or bedsit
- You don’t have more bedrooms than your household needs
- You don’t receive housing benefit
- You or your partner receive pension credits
What you can do if you are affected by the bedroom tax:
- Stay in your home
- Downsize to a smaller property
You can check how many bedrooms you are entitled to by using the Citizens Advice Bureau’s bedroom tax calculator.